Why The U.S. Retirement System Gets A C+ Rating

The U.S. retirement system received a C+ from the Mercer CFA Institute 2024 Global Pension Index, trailing countries like the Netherlands and Australia. According to the report, the U.S. system struggles with low participation, early withdrawals and lack of mandatory contributions, which drag down its performance. Watch the video above to see how global retirement strategies compare across countries and explains what reforms might boost the U.S. grade. Chapters: 0:00 Introduction 1:36 Low coverage in the U.S. 6:23 Preventing leaks 10:16 System designed for the country it serves Produced by: Charlotte Morabito Edited by: Andrea Miller Animation by: Jason Reginato, Mallory Brangan Senior Director of Video: Lindsey Jacobson Additional Footage: Getty Images » Subscribe to CNBC: https://cnb.cx/SubscribeCNBC » Subscribe to CNBC TV: https://cnb.cx/SubscribeCNBCtelevision » Watch CNBC on the go with CNBC+: https://www.cnbc.com/WatchCNBCPlus About CNBC: From 'Wall Street' to 'Main Street' to award winning original documentaries and Reality TV series, CNBC has you covered. Experience special sneak peeks of your favorite shows, exclusive video and more. Want to stand out, grow your network, and get more job opportunities? Sign up for Smarter by CNBC Make It's new online course, How to Build a Standout Personal Brand: Online, In Person, and At Work. Sign up today with coupon code EARLYBIRD for an introductory discount of 30% off the regular course price of $67 (plus tax). Offer valid through September 2, 2025: https://cnb.cx/4nUBgbA Connect with CNBC News Online Get the latest news: https://www.cnbc.com/ Follow CNBC on LinkedIn: https://cnb.cx/LinkedInCNBC Follow CNBC News on Instagram: https://cnb.cx/InstagramCNBC Follow CNBC News on Facebook: https://cnb.cx/LikeCNBC Follow CNBC on Threads: https://cnb.cx/threads Follow CNBC News on X: https://cnb.cx/FollowCNBC Follow CNBC on WhatsApp: https://cnb.cx/WhatsAppCNBC #CNBC Why The U.S. Retirement System Gets A C+ Rating